Terms & Conditions
Effective Date: 1 December 2025 | Version: 1.1
By accessing or using the VesteMoney website and services, you agree to follow these Terms and Conditions. Violating these rules may result in suspension of your account or legal action.
1. User Responsibilities
As a user, you agree to:
- Use the Website and Services responsibly and lawfully.
- Not attempt to hack, disrupt, or gain unauthorized access to the Website or other users' accounts.
- Avoid sending spam, phishing, or malicious content through the Website.
- Not misuse any features, modules, or tools provided.
Failure to follow these rules may lead to account restrictions, suspension, or termination.
2. Account Rules
To use the Website fully, you must:
- Register for an account using accurate, complete, and current information.
- Maintain the confidentiality of your login credentials.
- Be at least 18 years old and have legal capacity to enter into agreements.
- Notify VesteMoney immediately if you suspect unauthorized access to your account.
We reserve the right to suspend or terminate accounts for violations of these rules.
3. Content Usage
All materials on the Website—including text, images, videos, articles, software, and graphics—are owned by VesteMoney or its licensors.
- You may view, download, or use materials for personal, non-commercial purposes only.
- You may not copy, modify, distribute, or create derivative works without explicit written permission from VesteMoney.
4. Privacy and Data
Your use of the Website is subject to our Privacy Policy, which explains how we collect, store, and use your personal information.
By using the Website, you consent to our collection and use of your data as described in the Privacy Policy.
5. Regulatory Compliance: Licensed Dealer Status
- VesteMoney is a licensed dealer operating under a valid Dealer's Licence issued by the Securities and Exchange Commission (SEC) Zambia.
- We comply with all applicable laws, regulations, and guidelines set by SEC Zambia.
- All investment-related services offered on the platform are provided under this regulatory framework.
- Users agree not to misuse or misrepresent VesteMoney's licensing status for fraudulent or unauthorized purposes.
6. Disclaimers and Liability
- The Website and Services are provided "as is." VesteMoney does not guarantee uninterrupted access, accuracy, or reliability of content.
- Investment outcomes are not guaranteed; past performance does not predict future results.
- VesteMoney is not responsible for losses, damages, or legal claims resulting from your use of the Website or reliance on information provided.
7. Payment and Subscription Terms
- Certain features may require a paid subscription or service fee.
- Payment must be made according to the terms provided at the time of purchase.
- Refunds and cancellations are subject to our subscription and service policies, which will be communicated when you subscribe.
8. Termination
- VesteMoney may suspend or terminate your access at any time if you violate these Terms.
- You may terminate your account voluntarily by following the account closure procedures in your profile.
- Termination does not relieve you of obligations incurred prior to closure, including outstanding payments or liability for misuse.
9. Agreement
By using the VesteMoney Website and Services, you acknowledge that you have read, understood, and agree to abide by these Terms and Conditions.